Corporate Financial Services

Our Approach to Our Sustainability Themes

As a core platform for Group sales, we will create new ESG-related services that meet customer needs. We will also fully deploy our network in Japan in initiatives to resolve social issues.

• We support business succession among SMEs and help local economies develop, maintain, and create employment. We also continue to strengthen our framework for being a single source for services including M&A intermediation, real estate brokerage, share transfer, and inheritance tax minimization.
• Our preventive healthcare business helps to extend healthy life expectancy, reduce medical expenses, and protect the ongoing integrity of Japan's medical insurance system. We support health management at SMEs with a focus on preventive healthcare services provided at medical examination centers.
• We help customers decarbonize by supporting the introduction of subsidized energy-saving equipment and investment in solar power generation.
• We invest in DX and ESG-related startups with the goal of creating new services by supporting growth and collaboration.

Business Activities and Sustainability Themes Matrix

Business succession support

• #Vitalizing small and medium-size enterprises
• #Regional vitalization
• #Aging society

In Japan, where the population is aging rapidly, many small and medium-sized enterprises (SMEs) are often forced to close due to a lack of successors to continue the business despite stable performance and being valued in the community and industry. ORIX's Corporate Financial Services Department established a dedicated team in 2018 to address the business succession needs of SMEs. Closing businesses due to lack of successors is a major social dilemma, and the department sees this as an important challenge for its client base of SMEs.
ORIX's business succession support services are intended to ensure the survival of these companies. In addition to providing support by utilizing management and financial expertise cultivated through our financial business, we also provide sales support using the Group's sales network. In principle, we acquire all of the shares of a target company, and separate the ownership and management from execution functions of the business. Company executives and employees remain at the center of operations, while employees seconded by ORIX offer support in areas such as business operations, establishing internal control, and educating successors. Once the successor has been determined, we respect the wishes of the executives and employees of the target companies and transfer the acquired shares to successors and other stakeholders. In 2021, we also launched M&A brokerage services to further enhance our solution options for business succession. Through this, we offer “one-stop solutions" services, including family-based succession, employee succession, or succession by a third party, in line with the client's wishes.
ORIX's business succession support business is an initiative that not only enables and empowers companies to survive into the future, but also helps develop local economies and create jobs.

Successful business succession cases

Thompson Towa Co., Ltd. (Chiyoda-ku, Tokyo)
A provider of golf course turf irrigation equipment founded in 1981. In 2019, Thompson Towa transferred its shares to ORIX for the purpose of building business management structures and securing employment stability. ORIX helped build management structures and other governance structures, and in 2021, transferred the shares to Green System Inc., a client company of ORIX Group.

Tokyo Soil Research Co., Ltd. (Meguro-ku, Tokyo)
Established in 1966 as a ground surveying company. Empathizing with the policy of “developing business while respecting corporate culture," Tokyo Soil Research transferred its shares to ORIX in 2019 for the purpose of eliminating the risk of stock diversification. ORIX provided business succession support, including successor development and sustainable business growth, and transferred the shares to E・J Holdings Inc., a general construction consulting firm, in September 2024.

Keisoku Net Service Co., Ltd. (Kita-ku, Tokyo)
A measurement system development and measuring equipment rental company established in 1998. In 2020, Keisoku Net Service transferred its shares to ORIX for the purpose of achieving sustainable corporate growth by nurturing a new generation of executives and by strengthening internal management structures, such as personnel, labor, and compliance systems. ORIX provided business succession support, including successor development, and in March 2025, transferred the shares to NIKKEN CORPORATION.

REX Co., Ltd. (Nishinomiya-city, Hyogo)
Established in 1983 as a company that engages in the rental and sale of measurement devices. In 2022, REX transferred its shares to ORIX for the purpose of securing a business partner toward future growth. By fusing REX's online channels with ORIX Rentec's rich product lineup, we seek to widen our customer base and expand revenue opportunities through taking in new rental needs.

Sansha Co., Ltd. (Kobe-city, Hyogo)
A construction company established in 1990 specializing in foundation piling work. In 2024, Sansha transferred its shares to ORIX with the aim of maintaining and strengthening its management structure and searching for partners to support business growth.

Preventive healthcare support

• #Promoting health / Extending healthy life expectancy
• #Aging society

In Japan's rapidly aging society, preventive healthcare—in addition to the advancement of medical technology and heightened public health awareness—is a field with great growth potential. We also believe that encouraging the extension of healthy life expectancy through preventive healthcare and medicine will help reduce growing medical costs and contribute to the maintenance and continuation of the health insurance system. Meanwhile, small- and medium-sized enterprises (SMEs) can have health-related management issues, such as instability in corporate management due to health problems of managers and decreased productivity when executives and employees fall ill.
The Corporate Financial Services Department provides preventive healthcare services such as physical examinations and health checkups at clinics where our capital partner CMC Corporation^*1 provides business support. In addition, at the members-only medical service Central Medical Club Setagaya^*2 (established March 2023 in Setagaya-ku, Tokyo), members can receive complete medical examinations related to the three major diseases (cancer, heart disease, and cerebrovascular disease) utilizing high-resolution diagnostic imaging devices. If illnesses are diagnosed, we offer direct introductions to doctors at partner medical institutions (such as university hospitals), health data management, and access day-to-day health consultation services. ORIX will continue to recruit members through its domestic sales network and agents to provide health-related support for the management of small and medium-sized businesses.

1. CMC Corporation: A company that provides medical office operations support services to medical institutions to which we formed a capital alliance in 2017.
2. Central Medical Club Setagaya partners with “Central Clinic Setagaya” which has advanced diagnostic imaging equipment such as Canon's PET-CT and Philips’ 1.5 Tesla MRI, and outsources medical examinations.

Championing decarbonization

• #Climate change / Reducing GHG emissions

Small- and medium-sized enterprises (SMEs) are required to respond proactively to the global trend toward decarbonization. The Corporate Financial Services Department, in cooperation with the Environment and Energy Business Department within the Group, has so far supported the introduction of energy-saving equipment through subsidized leasing, supported investment in solar power generation, and sold solar panels for private consumption. Recently, ORIX has also offered environmentally friendly power supply services, such as the third-party ownership model for solar power generation systems (PPA model)^*, to help customers promote decarbonization.

1. The PPA (Power Purchase Agreement) model is a business model in which a third party leases the site or roof of an electricity consumer, installs a solar power generation system, and supplies the generated electricity to the customer. ORIX installs and operates the solar power generation system on the customer's facility (e.g., the roof of a factory) and supplies the customer with electricity generated by the solar power system. Customers will be able to reduce CO₂ emissions by switching part of their electricity use to renewable energy through this initiative.

Online storage business

• #Vitalizing small and medium-size enterprises
• #Decreasing workforce

The digitization of operations and information are urgent issues for all companies, from the perspective of cost reduction, addressing labor shortages, and increasing revenues.
The Corporate Financial Services Department offers its client companies PATPOST, ORIX's first independently developed IT service which enables the online storage, search, and sharing of a variety of business documents.
By simply storing images and document files, the system uses advanced OCR^* with generative AI to digitize them, allowing users to freely extract, search, summarize, and analyze them. It also supports viewing permission settings and storage requirements under the Electronic Books Maintenance Act, and as of March 2025, approximately 2,000 companies are using the system.
By allowing companies to easily access the latest technology at a reasonable price, we support their efforts at digitalization.

1. OCR:Optical Character Recognition

Related Link

• PATPOST (in Japanese)

Corporate pension services

• #Aging society
• #Decreasing workforce

In recent years, labor shortages due to changes in the working environment and the declining birthrate and aging population have become serious issues. In particular, as the workforce of young people decreases, securing and retaining talented human resources has become an important issue for companies.
In this context, corporate pension systems are attracting attention. The introduction of a corporate pension system not only gives employees peace of mind about their future lives, but also enhances employee benefits, making the company more attractive. In particular, for middle-aged and older workers, a system that provides long-term security leads to increased motivation to work. By promoting long-term employment through corporate pensions, it is possible to contribute to solving the issue of ensuring a stable labor force.
By utilizing the comprehensive defined benefit corporate pension fund established in 2010, the Corporate Financial Services Department has provided defined benefit corporate pension introduction support services to more than 1,300 companies by March 2025, and approximately 134,000 participants have joined the defined benefit corporate pension system.
We will continue to provide more companies with services such as "establishing asset formation support systems that utilize defined benefit corporate pension systems" and "off-balancing retirement benefit liabilities by converting retirement benefits into corporate pensions," thereby contributing to companies securing human resources and creating rewarding workplaces.