Banking and Credit
Information as of March 31, 2025.
Banking
Business
Real estate investment loans, corporate loans, consumer finance, and trust business
| Assets | ¥3,144.6 billion |
|---|---|
| Profits | ¥29.3 billion |
Overview
Decades of Experience in Real Estate Investment Loans
Since joining ORIX Group in 1998, ORIX Bank has not done business like conventional banks. We do not have a branch network or ATMs, and we do not handle account settlement functions. Instead, we emphasize Internet transactions to reduce operating expenses and earn customer support with attractive interest rates on deposits. We have also expanded our business by focusing on real estate investment loans to differentiate ourselves. In these ways, we demonstrate our strengths in specialized markets. In recent years, we have been developing new products and services that leverage trust banking functions to address the asset management and succession needs of our customers.
Strengths
- High profitability from efficient operations with demonstrated strength in clearly defined markets
- Able to provide diverse products and services using trust banking functions
- Efficient and stable IT platform built through cloud utilization and in-house development
Opportunities
- Stable demand for investment real estate and strong interest from investors
- Diversifying customer needs for asset management and administration
- Growing demand for funding for corporate sustainability initiatives
Risks
- Contraction in the real estate investment loan market due to rising real estate and construction prices
- Rise in market volatility associated with interest rate hikes and monetary policy trends
- Rising credit risk associated with the impact of climate change
ORIX Bank’s Model for Enhancing Businesses
Leadership
- Yuichi Nishigori
-
Representative Director and Chairman, ORIX Bank Corporation
- Kanji Teramoto
-
Representative Director and President, ORIX Bank Corporation
- Leadership information updated as of April 1, 2025.
