Risk Factors and Risk Management
ORIX recognizes that external environment-related risk, credit risk, business risk, market risk, liquidity risk (risk relating to funding), compliance risk, legal risk, information systems and cybersecurity risk and operational risk are the principal risks we face, and we manage each of these risks according to its characteristics.
Risk Factors | Risk Management | Departments Handling Risks | Executive Bodies Related to Risk Management |
---|---|---|---|
External environment-related risk |
|
Corporate planning, Credit, Public relations, Public affairs, Investor relations, Sustainability, Treasury, ERM | Executive Committee, Sustainability Committee |
Credit risk |
|
Credit, Corporate planning, Accounting, ERM | Investment and Credit Committee |
Business risk |
|
Credit, Corporate planning, Accounting, ERM | Investment and Credit Committee |
Market risk |
|
Credit, Treasury, Corporate planning, Accounting, ERM | Executive Committee |
Liquidity risk (risk related to funding) |
|
Treasury, ERM | Executive Committee |
Compliance risk |
|
Compliance, Public relations, Public affairs | Executive Committee, Sustainability Committee |
Legal risk |
|
Legal, Accounting, Investor relations, Sustainability | Executive Committee, Sustainability Committee |
Information systems and cybersecurity risk |
|
Information Security | Information Technology Management Committee |
Operational risk |
|
ERM, Human resources, Corporate administration, Accounting, Public relations, Public affairs | Executive Committee, Sustainability Committee |