Principles of Conduct

These Principles of Conduct set forth the principles to be observed by all officers, directors and employees of ORIX Group in conducting our business, and carries forward the vision, spirit and values of EC 21, including the values of "Pride", "Trust" and "Respect".

  1. Proper Consideration of our Customers

    We will maintain a respectful and reverential attitude toward customers, and we will conduct ourselves at all times to meet customers' needs.

  2. Protection of Property, Company Value and Intellectual Property of Others

    We will use the property of ORIX Group, including its intellectual property, only for legitimate business purposes and in accordance with ORIX Group policies and rules. We will protect and preserve ORIX Group's reputation and goodwill. We will respect the intellectual property rights of others and safeguard the privacy of all personal and confidential information that comes into the possession of ORIX Group.

  3. Compliance with Laws and Regulations

    We will comply at all times with all applicable laws, rules and regulations and ORIX Group policies and rules. We will understand and comply with laws, regulations and ORIX Group policies and rules on insider trading, money laundering, bribery and financial reporting.

  4. Prohibition on Illegal or Unethical Transactions

    We will not engage in any illegal or unethical transaction, including trading with anti-social forces (i.e., organized crime). We will not offer or accept any form of bribe, including cash or noncash gifts or donations or political contributions, and will not offer or accept business entertainment prohibited by law or intended to influence business decisions. We will not engage in unfair trade practices, including through tie-in sales, cartels or collusive activities intended to suppress market forces, and will not engage in any action, relationship or interest that is or could lead to a conflict of interest.

  5. Respect for Human Rights and No Harassment

    We respect human rights and diversity around the world, and we will not engage in discrimination or harassment of any kind, including on the basis of race, ancestry, familial status, age, disability, religion, gender or marital status.

  6. Contribution to Society and Protection of the Environment

    We will consider values that serve to support and advance societal interests and harmony, and we will conduct our business activities in a manner that promotes harmony with social and environmental issues.

  7. Safe Work Environment and Business Continuity

    We commit to a secure and safe work environment, and we will strive to maintain uninterrupted business continuity, including during times of natural disaster, fire and power interruption.

  8. Reporting Illegal or Unethical Conduct

    We will report to superiors or through whistle-blower channels the discovery of any illegal or unethical conduct, including accounting fraud. ORIX Group prohibits any reprisal against or unfavorable treatment of ORIX Group personnel who come forward in good faith to report issues.

For purposes of the Principles of Conduct, ORIX Group means ORIX Corporation and all subsidiaries, joint ventures and affiliates that are effectively controlled by ORIX Corporation, directly or indirectly, except as otherwise designated from time to time.

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