ORIX is aiming to increase the understanding of its operations by a broad range of investors including individuals.

ORIX is constantly anticipating market needs and working to contribute to society by developing leading financial services on a global scale and striving to offer innovative products that create new value for customers.

ORIX strives to meet the diverse needs of our customers and to deepen trust by constantly developing superior services.

ORIX aims to strengthen its base of operations and achieve sustained growth by integrating ORIX's resources to promote synergies amongst different units.

ORIX makes efforts to maintain a corporate culture that encourages a sense of fulfillment and pride by developing personnel resources through corporate programs and promoting professional development.

ORIX aims to attain medium- and long-term growth in shareholder value by implementing these initiatives.

ORIX believes that securing profits from its businesses primarily as retained earnings, and utilizing them for strengthening its base of operations and making investments for growth, assists in sustaining profit growth while maintaining financial stability, leading to increased shareholder value. Furthermore, in addition to increasing shareholder value through mid- to long-term profit growth, ORIX responds to shareholder expectations through appropriate distribution of profit.

The financial environment has rapidly deteriorated after the bankruptcy of Lehman Brothers. The effects are spilling over into the real economy and it is expected to take some time for financial and real estate markets to recover. Under the current environment ORIX believes that increasing the amount of retained earnings will improve medium- to longterm shareholder value.

ORIX previously determined dividends with a 2% dividend-on-equity (DOE) ratio; however, based on the recent economic environment, ORIX will adopt a dividend policy that prioritizes improved operational stability.