What were your annual results for the fiscal year ended March 31, 2010?

 Despite the stagnant global economy triggered by the financial crisis, net income increased 72% year on year to 37.8 billion yen for the fiscal year ended March 31, 2010 (April 1, 2009 – March 31, 2010), supported by the beneficial effects of business and funding diversification.
 De-leveraging continued and the balance sheet was significantly reduced through the implementation of the policies “Strengthening the Corporate Structure” and “Operational Realignment.” Revenues decreased 11% year on year to 932.8 billion yen. However, due to major contributions from the Overseas Business segment, income before income taxes increased more than 6 fold to 55.6 billion yen and net income increased 72% year on year to 37.8 billion yen.
 (For more information, please refer to our Annual Consolidated Financial Results press release and Annual Consolidated Results.)

What is the forecast for the fiscal year ended March 31, 2011?

 ORIX forecasts profitability in all segments, and a net income of 57.0 billion yen (a 51% increase year on year).

 Segment profit forecasts are as follows.

Corporate Financial Services
The Corporate Financial Services segment is expected to return to profitability due to enhancing “Finance + Services” and an expanded corporate client base in addition to decreased provision for doubtful receivables and probable loan losses and selling, general and administrative expenses.

Maintenance Leasing
The Maintenance Leasing segment forecasts profits to increase year on year through an expanded service menu and enhanced group-wide cross functional collaboration, despite the severe operating environment with decreased demand for corporate capital expenditure.

Real Estate
The Real Estate segment forecasts profits to be flat year on year through improved rental property yield and improved profitability of the housing-related business despite an environment where sales of large-scale properties should be held back.

Investment Banking
The Investment Banking segment is expected to return to profitability through capitalizing on the servicer function and promoting investments, and also due to the minimal risk of significant losses from major investments.  

Retail
The Retail segment forecasts profits to decrease due to gains on sales of subsidiaries recognized during the fiscal year ended March 31, 2010. Excluding these gains, profits are forecasted to increase due to increased profits from the enhanced new product lineup of the life insurance business and expanded corporate loans by the trust and banking business. This segment is positioned as an important segment in a growth stage, aiming for further expansion.

Overseas Business
The U.S. operations will expand “Finance + Services” utilizing sophisticated expertise and also expand business operations through measures such as M&A. Profits in the Asia and Oceania region are forecasted to increase by embracing economic growth in the Asian region. As a result, this segment is forecasted to maintain a high-level of profit as a whole.

What is your management policy going forward?

ORIX aims to achieve robust business and stable growth with the strategies of enhanced financial stability and risk management, given that the financial markets cannot be fully depended upon. ORIX looks to further expand its existing businesses and believes that there is room for growth in all areas. Additionally, ORIX will promote business expansion in the following three areas.

1．Asia: ORIX will embrace the growth in Asia centering on China. Profit contributions are expected in 1 　to 2 years.
2．Finance + Services: ORIX will expand its fee-businesses both in Japan and overseas by capitalizing on sophisticated Group expertise. Profit contributions are expected in 2 to 3 years.
3．New Areas including the Environment and Energy: There is budding growth in each segment. Commercialization is expected in about 5 years.

Through the growth of these areas, ORIX aims to achieve a 10% ROE in the medium term.

What is your shareholder composition? What is the trend of individual investors?

Please refer to the ORIX Stock Information page by following the link provided. ORIX is aiming to be well evaluated by its wide range of shareholder  including individual investors.

What is ORIX doing for the environment?

 In 2009 Japan pledged on the world stage to cut its total greenhouse gas emissions by 25% of 1990 levels by 2020. In order to realize this pledge, there must be a fundamental transformation of both the social and industrial structure.
 Japan has long led the world in the areas of environmental technologies and products. ORIX provides the necessary functions to provide new ways for clients to use these technologies and products to meet their needs. ORIX is aiming to become an “Eco Services Integrator” that comprehensively provides a variety of functions such as finance, distribution, maintenance and sales based on its diversified business platform centered on financial services.
 ORIX will also focus on the following 4 areas in the future: “Solar and other renewable energies”, “Popularization of hybrid and electric vehicles”, “Making buildings energy efficient”, and “Water”. Refer to the Environmental Report 2009-2010 for further details regarding ORIX’s involvement in eco services.

What is your dividend policy for the fiscal year ended March 31, 2010?

 A 75 yen dividend per share was paid for the fiscal year ended March 31, 2010.
Regarding dividend, ORIX responds to shareholder expectations through increasing shareholder value through mid-to long-term profit growth and steady distribution of profit. Dividend distribution is scheduled once a year as a year-end dividend.
(For more information, please refer to the press release Announcement Regarding Dividend for Fiscal Year Ended March 31, 2010)

What is ORIX's Tokyo Stock Exchange Code?

8591.

What units are ORIX's stocks traded in?

10.

Did ORIX conduct any share splits in the past?

ORIX conducted a 1.2 for 1 share split on May 19, 2000.

Does ORIX offer complimentary services (gifts or discounts) to shareholders?

No.

When does ORIX pay dividends?

ORIX pays dividends annually on March 31. Please see Dividend Information for dividend payment history.

Who should I contact to make changes in the title of share certificates or other administrative matters?

Please contact ORIX's transfer agent for common shares:

Mitsubishi UFJ Trust and Banking Corporation 7-10-11, Higashisuna, Koto-ku, Tokyo 137-8081, Japan Tel 0120-232-711

When was ORIX established?

Orient Leasing Co., Ltd. (name changed to ORIX Corporation in April 1989) was established April 17, 1964 by three trading houses and five banks.

What stock and securities exchanges is ORIX listed on?

ORIX is listed on first section of the Tokyo Stock Exchange and Osaka Securities Exchange, and the New York Stock Exchange. ORIX listed on the first section of the Nagoya Stock Exchange in February 1973 and subsequently delisted in October 2004.

When did ORIX list on the New York Stock Exchange and what is its Ticker Symbol?

September 16, 1998. ORIX's Ticker Symbol is 'IX.'

When does ORIX settle its accounts?

ORIX's fiscal year ends March 31. ORIX also announces results on a quarterly basis.

Where can I find out the schedule for the announcement of ORIX's financial results?

Please refer to the IR Events for the dates of upcoming financial results announcements.

Where can I find information on ORIX's past financial results and other financial data?

Please refer to the Five-Year Summary for a snapshot of ORIX's last five years' results. Please see the IR Library section for Annual Reports, Financial Results and other documents.

Where can I find ORIX's Annual Report?

You can either download ORIX's Annual Report or order a hard copy through our Document Request form.