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From its start as a leasing business, ORIX has steadily advanced into neighboring fields, while responding to changes in society. 
These fields range from banking and insurance to the operation of aquariums and power plants. 
Today, ORIX continues to embrace the challenge of moving into new business fields.

Corporate Financial Services

Automobiles

Real Estate and Leisure

Eco Services

Banking, Life Insurance, and Card Loans

Overseas Business

Corporate Financial Services

Finance (leases, installment loans, payment entrustment, lending)

ORIX offers services to support corporate customers’ capital expenditure, from assets such as IT-related equipment, store equipment, and machinery through to software and construction expenses. We also provide funding tailored to customers’ needs, such as loans for purchasing rental real estate properties and for conducting M&As.

Rental, Sales and Solution Services

ORIX’s lineup of rental equipment numbers over 1.1 million units spanning over 30,000 types of equipment, including measurement equipment, scientific and environmental analysis equipment, IT-related equipment, and medical equipment. ORIX rents this equipment with flexible usage periods depending on the way the equipment is used. ORIX also utilizes the technical skill it has developed through the sale and rental of various kinds of equipment to offer engineering services including calibration, measurement, and contract testing, thereby providing optimal overall support for corporate assets.

Property Leasing

ORIX supports corporate store development by leasing land from owners and renting it to tenant companies after constructing a building to tenant specifications.

B2B Transaction Solutions

ORIX provides a range of payment settlement services for customers and their business partners such as sales collection services for reducing promissory notes and commercial stores, as well as accounts receivable factoring.

Life Insurance, Accident Insurance and Corporate Pension Consultation Services

Management faces a range of risk management issues including business security in the event of an emergency, executive retirement reserve levels and business succession measures. Management also faces social welfare issues such as setting up and administering a corporate pension system. ORIX proposes the optimum solutions to these issues.

Asset-Based Lending Using Commercial Vehicles as Collateral, and Unsecured Loan Guarantees

For trucks, buses and other commercial-use vehicles owned by customers, ORIX will appraise the vehicle value, establish collateral, and guarantee a debt based on which partner financial institutions then lend operating capital. ORIX is expanding financial services that capitalize on its expertise in credit and collateral valuation know-how through business partnerships with financial institutions across Japan in the areas of guarantees for asset-based lending and unsecured loans.

Investment Solutions

ORIX's aim is to help its customers develop their business and increase corporate value by providing not only optimum funding for customers’ medium- and long-term growth, but also hands-on support utilizing the ORIX Group’s expertise and business infrastructure to meet various needs that range from planning and implementation of business and management strategies to procuring and managing funds and hedging risk.

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Automobiles

Automobile Leasing and Management Services

ORIX operates the largest vehicle fleet in Japan's auto leasing sector, with over 1 million vehicles under management. The Group offers optimal services in combination with vehicle leases to meet customers’ increasingly specialized and sophisticated needs.

Car Rental

ORIX manages the second largest fleet of rental cars in the industry in Japan, with over 50,000 cars at more than 850 locations nationwide. The fleet includes a wide range of vehicles from different manufacturers, ranging from compact cars, to luxury imported cars and trucks. ORIX is also introducing hybrid cars and electric vehicles to develop services that are environmentally friendly.

Car Sharing

Car sharing allows sharing of multiple vehicles between many people. The service can be used from a minimum of 30 minutes in 15-minnute intervals whenever it is needed, 24 hours a day, 365 days a year. In comparison to customers owning their own company cars, using this service allows customers to not only reduce vehicle purchase costs but also expenses such as parking fees, car inspection costs, insurance costs and gasoline costs, as well as vehicle management-related administrative work.

U-car (Used Car) Lease and Sales

To enable customers to make use of used cars more readily and with greater confidence, ORIX offers a "One Price Used Car Lease," that allows customers a choice of fixed pricing plans for each product and category. In addition, ORIX sells cars that have been returned upon expiration of the leasing contract or at the end of their useful lives in rental operations, along with customers’ used cars, to corporate and individual buyers at its own auction grounds at four locations and at nine ORIX U-car stores throughout Japan. Among these, used cars that meet ORIX’s own proprietary quality standards are sold as"ORIX Certified Used Cars."

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Real Estate and Leisure

Residential Development Business

ORIX develops condominiums and detached housing primarily under the Sanctus brand.

Real Estate Investment Business

ORIX invests in, develops, leases and performs asset management services for different types of real estate such as offices, rental condominiums, commercial facilities and logistics centers.

Facilities Operation Business

ORIX operates a diverse range of facilities including hotels, Japanese inns, training facilities, golf courses, golf driving ranges and indoor schools, private nursing homes, residential rental properties for seniors, and aquariums.

For a list of facilities, please see the following Open PDF in New Window [231KB]

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Eco Services (Environment and Energy Business)

Power Generation (Renewable Energy)

ORIX is involved in an extensive power generation business using renewable sources such as solar, biomass, geothermal, and wind.

Electric Power Supply

ORIX offers services that provide affordable electric power for business operators’ factories, office buildings and other facilities. ORIX also offers Bulk Electric Power Purchasing Service, a service that enables it to help reduce the electricity costs of the residents and management associations of condominiums.

Energy Conservation

Identifying each customer’s energy consumption pattern, ORIX supports them with ESCO and demand-response services to reduce their CO2 emissions and energy costs.

Storage Batteries

ORIX offers an energy service for households that enables rental of an entire system combining a storage battery with a smart house app. Besides serving as a source of electricity in emergencies, the service will help to reduce electricity use and peak daytime electricity demand by making electricity use more visible and providing optimal ways of using it.

Resources and Waste Processing Business

ORIX has leveraged its leasing expertise to construct a network that allows it to offer integrated support for recovering unnecessary equipment, and then preparing it for reuse, recycling, or proper waste disposal. This network is made available to customers in the form of Nationwide Recycling System. Through a PFI project in association with Saitama Prefecture, ORIX operates a sophisticated waste processing facility with one of the largest processing capacities in Japan. Meanwhile, ORIX also has a metal recycling business that operates an intermediate metals waste processing facility in Chiba Prefecture.

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Banking, Life Insurance and Card Loans

Banking

ORIX Bank Corporation aims to meet the needs of its customers through flexible response and attractive products by capitalizing on its strengths in niche areas, instead of seeking to provide comprehensive services.

Life Insurance

ORIX Life Insurance Corporation responds to customers’ needs by providing simple, easy-to-understand insurance products with affordable premiums.

Card Loans

ORIX Credit Corporation provides a wide range of unique products such as the ORIX VIP Loan Card, with reasonable interest rates and flexible usage, Cardless VIP for Internet transactions and ORIX CLUB CARD for individual business owners. Furthermore, ORIX Bank provides the ORIX Bank Card Loan, which features an extensive range of interest rates and loan limits.

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Overseas Business

Financial Services through Overseas Subsidiaries

Local subsidiaries that are well versed in the commercial practices, laws and regulations in each country provide various financial services to local businesses and Japanese companies through a network of partners in the region. They cover a wide spectrum of needs that include machine and equipment leasing, automobile leasing, installment loans, lending and rental, as well as providing finance when customers sell their products overseas. Additional functions include market research, business strategy formulation support and other consulting services as well as equity investment, thereby providing effective support to customers seeking to enter international markets.

Business Development and Investment with Business Partners Overseas

ORIX conducts business development and investment business leveraging a global network in emerging countries, particularly in Asia. ORIX executes a variety of initiatives together with business partners in each country that include private equity investment, debt arrangement, M&A and factoring. In addition, ORIX provides optimum solutions to Japanese companies expanding overseas as well as overseas companies entering the Japanese market.

Aircraft and Ship-Related Business

ORIX provides aircraft operating leases to airline companies around the world. ORIX proposes the leasing contract as an investment. ORIX also invests in ship-related operations.

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* Unless otherwise indicated, the figures on this website are based on data as of March 31, 2013.

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